Clarification regarding limit and time of MSSC Scheme in Post Offices

Maximum Limit: 2 Lakh per Account Holder

Time Gap for Opening multiple accounts with maximum limit of 2 lakh is 3 Months.

SB Order No.05/2023 dated 31.03.2023 2(b) Deposits

ii) There shall be a maximum limit for deposit of Rs. Two lakh in an account or in all accounts under this scheme held by an account holder.

(iii) An individual may open any number of accounts in the scheme subject to the maximum limit for deposit Rs. 2 Lakh and a time gap of three months between the existing account and the opening of another account. For example, an account holder who opened an account on 05.04.2023 with an amount Rs. 50,000, can open another account on or after 05.07.2023 with balance amount Rs. 1.50 lakh or part thereof.
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